This month, the IRS is aggressively resuming collection actions on older tax debts, especially those nearing the statute of limitations. If someone you know received a collection letter recently, it’s important to get a clear, pressure-free explanation of their options.

Unfortunately, many tax resolution firms use high-pressure tactics and demand large upfront fees, yet often fail to deliver meaningful relief. While these firms naturally promote representation, that’s not always the best first move. In some cases, doing nothing with taxes now, focusing on other more important financial issues, and allowing the IRS to continue its normal process, may be the most effective strategy. But you rarely hear that from firms focused solely on selling services. “If all you sell are hammers, then every problem is a nail”. Don’t fall for it. You may have more options than you know.

The key is getting an independent, realistic assessment that considers both the tax issue and broader financial circumstances. I often find that resolving other financial concerns first – then revisiting the tax issue later – can lead to better outcomes and less stress.

If you are looking for guidance that’s expert, low-cost, and tailored to your needs, not someone else’s sales pitch, schedule a straightforward professional consultation. There is a flat fee of $250 that covers a security and privacy agreement, a secure portal for sharing documents and messages , reading the documents you provide, a discussion of the issue and options, addressing your questions, and written summary follow-up.